Mortgage Services - Loan Calculator
Credit Grade Calculator
Mortgage / Home Equity Loan (Number of late payments in past 12 months)
30 Days Late
None
1
2 - 3
4 +
60 Days Late
None
1
2 - 3
4 +
90 Days Late
None
1
2 - 3
4 +
90 + Days Late
None
1
2 - 3
4 +
Installment Loans / Revolving Credit (Number of late payments in past 12 months)
30 Days Late
None
1 - 2
3 - 5
6 +
60 Days Late
None
1 - 2
3 - 5
6 +
90 Days Late
None
1 - 2
3 - 5
6 +
None
1 - 2
3 - 5
6 +
Real Estate Foreclosure
None
Current
1 Year
2 Years
3 Years
5 Years
7 Years
Personal Bankruptcy
None
Current
1 Year
2 Years
3 Years
5 Years
7 Years
Creditor Judgements against you
None
Current
1 Year
2 Years
3 Years
5 Years
7 Years
Collections or Wage Garnishments
None
Current
1 Year
2 Years
3 Years
5 Years
7 Years
Creditor Chargeoffs
None
Current
1 Year
2 Years
3 Years
5 Years
7 Years
Tax Liens
None
Current
1 Year
2 Years
3 Years
5 Years
7 Years
Your Credit Grade:
*
* This is an
approximate
rating. Different lenders may grade you somewhat higher or lower, depending on their internal underwriting requirements. Also, the elements which influence your credit rating are often subject to interpretation. There may be mitigating factors, such as a layoff for example, which are not likely to reoccur.
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