Mortgage Services - Loan Calculator
Mortgage Qualification Calculator
This calculator will help you to determine how much house loan you can afford and/or qualify for.
Complete or change the entry fields in the "Input" column of all three sections.
Purchase Information
Inputs
Outputs
Purchase price:
Down payment:
%
$
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information
Inputs
Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
%
$
Annual insurance:
%
$
Annual PMI:
%
$
Monthly association fees:
Monthly payment (PITI):
Tax deductable portion of payment:
Qualifying Information
Inputs
Outputs
Gross income:
Annually
Monthly
Monthly debt payments:
Qualify for loan?:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):
Longer term loans may take a few moments for the report to be generated.
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